What industry leaders guess here under various focus areas here.
Financial inclusion and digital lending
Rohit Garg, co-founder and CEO of Olive (East SmartCoine), highlighted the field expectation for measures to expand financial inclusion through digital borrowings.
He said, “We are eagerly waiting to see how the budget will increase development, innovation and financial inclusion in our region. To promote financial inclusion through digital lending platforms and for unbeaten population in our wish list Initiative to bring credit access, “he said.
Along with tax incentives, increased digital infrastructure and data-sharing framework for investment in digital lending platforms and technology, the key is asked.
Garg also emphasized the need for nationwide credit literacy programs and policies that encourage responsible borrowings.
Infrastructure Financing for NBFC
According to Rupee112 founder Vikkus Goyal, NBFCS expects target measures to support infrastructure funding.
“We hope that the government will announce long -term funding mechanisms or partial credit growth programs for NBFCs,” he said.
Also read Budget 2025 Expectations: Taxation Reforms and Policy Change for real estate sector
The introduction of tax-free infrastructure bonds and streamlined regulatory guidelines can reduce the cost and compliance burden, which can enable NBFCs to crede to channels such as energy, transport and urban development.
Empower in disqualified sections
Ankit Modi, managing director of the salarytime, emphasized the importance of empowering NBFCs and fulfilled the communities made and unbunk.
He said, “We are ready to initiatives that support digital changes and co-landing partnerships between NBFCs and banks, enabling spontaneous credit distribution at competitive rates,” he said.
He also suggested to subsidize digital infrastructure for small and medium-sized NBFCs and to rationalize GST on financial services to improve the viability of small-ticut loans.
Last-Meal Financial Services Strengthening
Paynearby MD and CEO founder Anand Kumar Bajaj focused on the need for government support to increase the rural financial infrastructure.
He said, “Tax benefits for GST exemption on financial services in BC outlets and fintech working in rural areas will greatly improve cash flow and encourage final-meal service distribution,” he said.
Such measures will help in ensuring uniform economic development in rural areas by promoting innovation to Fintech.
Supporting Startups and P2P lending sector
Landenclub co-founder and CEO Bhawin Patel highlighted the growth capacity of the P2P lending industry.
“Tax encouragement for P2P investment may increase the flow of capital to smaller borrowers, addressing significant financial intervals,” he suggested.
Additionally, Fib’s co-founder and CFO Ashish Goyal emphasized reforms for ESOP taxation to increase employee gains and support startups in attracting talent.
Call for innovation and digital ecosystem growth
AIDARISK’s vector Patel and Vishal Sharma of Edward to increase the competitiveness of India’s Fintech ecosystem, and Edward Sharma emphasized the need to invest in AII, digital platforms and credit delivery systems.
Also read Budget 2025 proposal: Home loan deduction and improvement in real estate development
(Tagstotransite) Budget 2025 (T) Budget 2025 Proposal (T) Budget 2025 Fintech (T) Budget 2025 NBFC (T) Fintech Sector (T) NBFC Sector
