According to a report, Google Pay is now charging the facility fee on bill payment made through credit and debit cards. Until now, Unified Payments Interface (UPI) was charging platform users. 3 as a service fee on mobile recharge. However, it will now be allegedly charged with goods and service tax (GST) on utility bill payment for services like electricity, piped gas and water.
Google pay facility fee on bill payment
according to a Report By the economic time, Google-owned UPI platform will charge users between 0.5 to 1 percent of the transaction price applied to the Utility Bill Payment. It is reportedly labeled as a “processing fee” for debit and credit card transactions.
With this step, Google Pay has followed other UPI platforms such as Paytm and PhonePe. While the former Lev had Rs. Made an allegation between. 1 to Rs. 40, the latter charged the same fee as Google Payment on Bill Payment via Debit and Credit Card. Citing a person familiar with the case, the report claims that apart from the convenience fee, indicating a change in the direction of creating a general industry practice.
According to the PWC analysis, Google Pay and other UPI platforms charge 0.25 percent of the total transaction price when processing the peer-to-chorchant transactions. While Google Pay first covered this fee from the user, it will now charge them between 0.5 to 1 percent depending on the type and value of transactions. However, the company emphasizes that it only applies to debit and credit card payment and remains unaffected through UPI-Linked Bank accounts.
In particular, 16.99 billion UPI payments in India were reportedly recorded in January 2025, with total Rs. 23.48 lakh crores. This is called an increase of 1 percent in terms of transaction value compared to December 2024.
