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| Name of the scheme | 1-year back | Invest now | Fund category | expense ratio |
|---|---|---|---|---|
| Axis Nifty 50 Index Fund | +32.80% | Invest now | Equity: Big Cap | 0.12% |
| Axis Nifty 100 Index Fund | +38.59% | Invest now | Equity: Big Cap | 0.21% |
| Axis Nifty Next 50 Index Fund | +71.83% | Invest now | Equity: Big Cap | 0.25% |
| Axis Nifty 500 Index Fund | , | Invest now | Equity: Flexi Cap | 0.10% |
| Axis Nifty Midcap 50 Index Fund | +46.03% | Invest now | Equity: Mid Cap | 0.28% |
Experts suggest that investors should determine their allocation based on risk hunger and financial goals.
How much should investors be allocated?
Cum-Cio Equity Nikhil Rungta in LIC Mutual Fund Asset Management Limited states that the ideal allocation varies from the investor profile.
“Orthodox investors with low-risk appetite can allocate 60%-70%of their portfolio, which can do multi-percene funds for stability and diversification. Medium investors can consider 40%-50%-50%as a core holding, while aggressive investors can allocate 15%-25%, using it mainly for negative security.
Also read How to choose the right index fund for your investment portfolio
Since these funds invest in many asset classes, they simplify portfolio management.
Investors who actively prefer a balanced approach without management can find them particularly useful.
Who should invest in multi-asset funds?
These funds complete a broad spectrum of investors.
“For orthodox investors, multi-asset funds provide diversification that reduces risks compared to net equity investments. Aggressive investors can use them as a cushion against market volatility while maintaining contact with equity and other asset classes,” Rungta says.
While aggressive investors may prefer direct equity exposure, multi-asset funds demand a smooth investment journey with low fluctuations to anyone.
How to affect allocation of market status
With inflation and interest rate uncertainties, asset allocation within these funds is likely to shift.
“If the interest rates are high, we can see an increase in debt risk to occupy better yields. Equity investment can focus on flexible areas for inflation, while allocation for gold and silver can increase as a defense against inflation and global instability,” Rungta Note.
The flexibility of multi-asset funds allows them to adapt them to the changing economic conditions, to effectively balance the risk and development.
Also read How diversification manages investment risk
first published: March 5, 2025 4:52 pm First
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