RBI’s Digital Payment Awareness Week: How to be safe online – CNBC TV18

RBI’s Digital Payment Awareness Week: How to be safe online – CNBC TV18


India’s digital payment scenario has seen an increase in the last decade, emerging as a global leader at this place.

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The Reserve Bank of India (RBI) is marking a milestone this year with the fifth edition of Digital Payments Awareness Week from March 10 to March 16, which aims to promote and intensify adopting safe and safe digital payments methods.

As we celebrate the vision of digitally strong India, MasterCard shared a list of top 5 habits that can ensure a secure digital payment experience 2025 and beyond.

Use strong passwords and 2-fate certification

In today’s digital age, password is the first line of defense against cyber threats. However, weak passwords and insufficient certification measures continue for the most exploited weaknesses by poor cyber actors.

It is important to use strong, unique passwords for all payment apps and update them regularly to prevent unauthorized access.

Additionally, enabling two-factor authentication (2FA) requires another verification phase to establish identity, such as One-Time Password (OTP) or biometrics.

Regular passwords and pins update

To ensure safe and spontaneous digital payments, one must also update the password and pin regularly for the digital payment app and wallet.

To maintain optimal security, one must change these 60-90 days, use unique and complex combinations for each app, and avoid reusing credentials in many accounts.

Use safe payment gateway

While making digital payments, it is important to always use a safe payment gateway to protect your sensitive financial information. Safe payment gateways act as stronghold tunnels, protecting your information from cyber threats.

One should choose for a particularly paid gateway, which contain strong safety measures, such as encryption, two-factor authentication, and a safe socket layer (SSL) certificate, it becomes indecent for almost malicious actors.

Be up -to -date with cyber fraud

As digital payments continue to develop, the strategy used by scammers to exploit users. Fraudbers are searching for new ways to steal sensitive financial information.

One of the most common scams is phishing, where cyber criminals send fake emails and payments request or SMS that pretend to be from legitimate banks or payments platforms, to disclose users to disclose their password, OTP or card details.

Additionally, malicious apps and fake websites are often designed to capture payment credentials, when users enter their details. Users should inform themselves about these dangers so that they can protect themselves from cyber criminal.

Monitor accounts regularly

Finally, one should keep a close watch on their financial transactions, especially when scams and unauthorized transactions can be without immediate notice. By checking the balance of your account and the history of transactions regularly, one can identify any unusual activity, such as duplicate fees, unexpected deductions or unauthorized purchases.

Additionally, installing real -time information can act as an initial warning system. Most banks and payment apps allow users to enable SMS, email or push notifications to get quick updates on account activity.

(Tagstotransite) Digital Payment (T) Digital Payment Habits (T) Digital Payment Trend (T) Digital Payment 2025 Trends