| Speciality |
Robo-advisor |
Human advisor |
Ideal landscape to choose … |
| cost effectiveness |
Usually low management fee |
Higher fee, per hour rates to asset-based percentage |
Robo-reciters for medium portfolio complex cost-conscious investors |
| Tax-comprehension |
Tax-loss provides access to tax-efficiency, tax-skilled equipment |
Can apply more sophisticated, customized tax strategies |
Robo-advisory for direct tax requirements; Human advisory for more complexity |
| Individualization |
Limited personalization based on risk profiles |
Highly personalized advice to individual circumstances |
Robo-consciences for those who do not require extensive personalization; Human advisors for complex financial situations and specific tax goals |
| overall plan |
Mainly focuses on portfolio management |
Property scheme provides integrated financial plan including complex tax strategies, retirement scheme |
Robo-recites for those who pay limited attention to investment growth; Human advisor for comprehensive financial target-determination beyond portfolio |
| Handling complexity |
Suitable for simple tax conditions |
Complex tax scenarios, navigate on many income sources, international investment, charitable donation |
Robo-reciters for direct income and investment investors; Human advisory for people with broad holdings or complex tax requirements |
| Emotional support |
Elgorithm, objective approach |
Provides personal touch, which is potentially helpful in unstable markets |
Robo-advisor for investors with disciplined approaches; Human advisors if you want emotional guidance during market fluctuations |
(Tagsterance) tax-skilled investment (T) Robo-Advisors India (T) Tax-Loss Harvesting (T) Asset Allocation (T) Retirement Planning (T) PPF (T) NPS (T) NPS (T) Tax Optimization (T) Investment Strategies ( T) Automatic Investment (T) Financial Plan (T) Tax Savings (T) Low Cost Investment (T) Eutter Fund (T) ETF (T) Portfolio Management (T) Tax Cut (T) ELSS ( T) Dividend Income (T) Capital Benefit Tax (T) Young Professional (T) Retired (T) Financial Advisor
