Index fund corner
Sponsored
| Name of the scheme | 1-year back | Invest now | Fund category | expense ratio |
|---|---|---|---|---|
| Axis Nifty 50 Index Fund | +32.80% | Invest now | Equity: Big Cap | 0.12% |
| Axis Nifty 100 Index Fund | +38.59% | Invest now | Equity: Big Cap | 0.21% |
| Axis Nifty Next 50 Index Fund | +71.83% | Invest now | Equity: Big Cap | 0.25% |
| Axis Nifty 500 Index Fund | , | Invest now | Equity: Flexi Cap | 0.10% |
| Axis Nifty Midcap 50 Index Fund | +46.03% | Invest now | Equity: Mid Cap | 0.28% |
“A structured financial plan not only sets clear expectations, but also ensures safety and direction for the future,” is called Harsh Gahlot, co-founder and CEO of Finage.
Financial literacy for couples
Financial literacy for couples is beyond understanding investment. This involves open communication, shared targets and making actionable plans for financial freedom.
Gahalut emphasizes that financial literacy helps couples to avoid scams, impulsive decisions and high pressure sales strategy.
Financial inclusion difference in Indian homes
There is a significant financial inclusion difference in Indian homes.
Gahlaut indicates two major factors contributing to this issue:
- Lack of structured investment scheme to suit domestic budget and goals.
- Traditional investment discussions often involve only the primary arjak, leaving other family members without thinking.
To bridge this difference, families must adopt a collaborative approach.
Says Gahlaut, “Each major household member should participate in financial planning with the guidance of experts.”
He emphasizes that an inclusive strategy enhances transparency, strengthens confidence, and align family members towards general financial goals.
Using digital individual finance platforms can make cooperation more effective through virtual meetings.
Financial interactions required for joints
Money plays an important role in shaping relationships.
Gahlaut emphasizes the importance of open and honest discussion about financial plans and preferences.
“Financial decisions – whether expenses, saving, or investment related – affect various aspects of a relationship. Working together on these matters creates confidence, reduces conflict, and promotes financial responsibility , “They say.
He believes that a common approach to money management strengthens relationships by increasing mutual respect and understanding.
Merger vs. different finance: What does the best work?
The option between merging and keeping the finance separated depends on a couple’s preferences, communication style and financial goals.
Simply simplifies the merger’s finance budget, increases transparency, and promotes teamwork. It helps with shared goals such as home ownership or children’s education.
However, it can limit financial freedom and if partners have habits to spend differently, it can give rise to conflicts.
Keeping the finance separate provides autonomy and flexibility, especially if a partner has loans or various financial responsibilities. However, it can complicate the budget and if shared expenses and goals are not openly discussed, it can happen incorrectly.
Gahalaut said that “the best approach is one that aligns with shared priorities. Whether finance is merged or kept separate, which cooperates on financial decisions and set joint goals, they More likely to create faith and maintain a healthy relationship. “
Also read This Valentine’s Day is a record high level gold trading: the question for buying or not!
(Tagstotransite) Valentine’s Day (T) Valentine’s Day 2025 (T) Financial Harmony
